Many Americans today struggle with saving money and addressing increasing debt. Now more than ever, it is important for people of all ages to understand the importance of frugality and how their actions today will affect their futures. In this book, you will be introduced to a wealth of tips, tricks, and strategies for better financial management, no matter your current age, financial situation, or past, or future goals.In this simple personal budgeting book, you will learn how to make a realistic budget that works and you can stick to, it to reach your financial goals faster and take control of your finances.This book is different in that, instead of just throwing you some tips, you will begin at a starting point that many people try to skip. And that is, to assess Where you are Right now.The road to wealth is paved with goals, without financial goals, you have no direction, so it’s easy to spend money on things you’ll regret later. But if you’re saving for a house, your son’s college education, or a new car, your goal will keep you focused.Financial success is more about mastering the mental game of money than about understanding numbers. The math is simple: it’s controlling your habits and emotions that’s hard.In “how to build and manage your money”, you’ll discover:What budgeting is and its benefits to your financial success.A step-by-step guide on how to make a realistic budget that works.How to have better spending habits & learn personal budget planning.How to budget for groceries and many ways to save money.How to pay off Debt quickly and manage your money better.And more, much more!This is a financial planning book for beginners. You will learn how to establish a budget that works for beginners. But it’s for everyone who suffers from saving money and managing money. It is straightforward to grasp and follow.As the adage goes, you receive what you put into it, and your new life of stability and general serenity and happiness is waiting for you to get started.So…Scroll up to the top and press that BUY BUTTON to throw debt to the curb, save for the future, and achieve your financial ambitions!

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