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Calculating simple interest is an essential skill for anyone who maintains a bank account, carries a credit card balance, or applies for a loan. The free printable worksheets in this lesson will improve your homeschool math lessons and help your students become better at calculations. This collection of worksheets will also help students understand the process using word problems. Answers are provided for each of the five worksheets on the second page for ease of grading.Before having students start on the worksheets, explain that when you borrow money, you have to repay the amount you borrowed as well as any added interest charges, which represents the cost of borrowing. In the same way, explain to students that when you lend money or deposit funds in interest-bearing accounts, you typically earn interest income for making your money available to other people. D. RussellPrint the PDF: Simple Interest Worksheet No. 1In this exercise, students will answer 10 word problems about calculating interest. These exercises will help homeschoolers learn how to calculate the rate of return on investments and illustrate how interest can accrue over time.Students will answer such questions as,How much interest does a $318 investment earn at 9 percent over one year?Explain to students that the answer would be $28.62 because $318 x 9 percent is the same as $318 x 0.09, which equals $28.62. Explain to students that they would have to pay this amount of interest in addition to repaying the principal, the amount of the original loan, $318. D. RussellPrint the PDF: Simple Interest Worksheet No. 2These 10 questions will reinforce the lessons from worksheet No. 1. Homeschoolers and other students will learn how to calculate rates and determine interest payments. For this PDF, students will answer word problem questions such as:If the balance at the end of eight years on an investment of $630 that has been invested at a rate of 9 percent is $1,083.60, how much was the interest?If students are struggling, explain that calculating this answer involves only simple subtraction, where you subtract the initial investment of $630 from the ending balance of $1,083.60. Students would set up the problem as follows:$1,083.60 – $630 = $453.60Explain that some of the information in the question was extraneous and not necessary to solve the problem. For this problem, you dont need to know the years of the loan (eight years) or even the interest rate; you only need to know the beginning and ending balance. D. RussellPrint the PDF: Simple Interest Worksheet No. 3Use these word questions to continue practicing how to calculate simple interest. Students can also use this exercise to learn about the principal, rate of return (the net gain or loss on an investment over a specified time), and other terms commonly used in finance. D. RussellPrint the PDF: Simple Interest Worksheet No. 4Teach your students the basics of investing and how to determine which investments will pay the most over time. This worksheet will help your homeschoolers polish their calculating skills. D. RussellPrint the PDF: Simple Interest Worksheet No. 5Use this final worksheet to review the steps for calculating simple interest. Take time to answer questions your homeschoolers may have about how banks and investors use interest calculations. By Kay Bosworth Updated February 02, 2022 Job interviews are designed to find the ideal candidate who is a perfect fit for the position. You might be asked to take one of the different types of personality tests for work or asked psychological questions. Interviews are not meant to be adversarial, yet certain questions can be pitfalls for unwary and unprepared candidates. Vague and open-ended questions offer you the opportunity to think on your feet and outshine other applicants with your professional, thoughtful responses. Preparing for and practicing to answer tough interview questions will help you ace your meeting with a potential employer. Job candidates are not likely to reveal to interviewers that they are lazy, backstabbing bullies. Conversely, you should not puff yourself up with attributes beyond your actual abilities. Bear in mind that the interviewer or your potential bosses will undoubtedly check with your references or former employers. So it is unwise to credit yourself, for instance, with being a team player when you were, in fact, often at odds with members of your team. Try phrasing answers like, Im always trying to improve my teamwork skills. Your task as a job applicant is to study the job description and figure out the most important skills required for the job, then match up your own skills and experience to those requirements. Prepare yourself with a list of your top strengths and be ready to elaborate on them. Tailor your list of strengths to the company and the job for which you are applying. If you excel at communication, flexibility, independence, problem solving, organizational skills or creativity, cite specific examples in which you used those qualities to your companys advantage. Dont just say you are adaptable; describe how you adjust to working with different superiors or deal with the needs of a variety of clients or customers. Illustrate your creativity and your ability to learn new skills and technology. For example, you might say, I visit educational websites and have taken some online courses to improve my technical skills, or I ask people in other departments what they do so I can make sure Im able to work closely with other co-workers. Being prepared and being spontaneous may seem contradictory, but job interview spontaneity can actually be planned. Interviewers have heard all the canned answers before. You can tailor your responses to the job you are seeking while still focusing on your distinctive skills. You can turn the tables on your interviewer by asking, If you can tell what traits you value in employees, and I can give you examples where I am in these areas. Interviewers often ask about your biggest strengths and weaknesses, and some candidates try to impress by turning a good quality into a fault, such as, I often take on too much responsibility. Your interviewer will see through this ploy. Instead, single out a real weakness and explain how you are working to overcome it. Remember, your past employers and references might mention your weaknesses, so it is best if you identify and deal with them first. Keep your answers short and to the point. Answer the question in a few words and then ask the interviewer if he requires more information. Talking too much may take you off topic. Write a list of keywords on whatever note pad or computer youll have in front of you during your interview so you can make sure to hit your highlights.
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