In addition to small habit changing ways to increase saving, there are some great plans to help you as well. A major tip to saving without even realizing it is to make your savings automatic! The majority of banks offer the ability to schedule an automatic transfer from one account to another, on whichever schedule works best for you. Let’s say you get paid every Friday. Schedule a recurring automatic transfer from your checking to your savings account every Friday. This way, the funds are moved automatically, and you don’t even see them hitting your checking account for spending use. Bonus tip- when possible, transfer to a secondary bank account that you aren’t actively using for your everyday expenses. Out of sight, out of mind! If you move just fifty dollars per week into your savings account, at the end of the year, you’ll have built a $2,600 savings nest! Scheduling an automatic transfer from your checking to your savings on payday is a great way to save without needing to stress about making a conscious effort to do so.

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