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Q: Can I create my own custom items?A: Yes. To add your own items, go to settings and choose enable custom items. You cannot change the label of the default items in the budget planner. But you can add your own sub items by clicking on the add link. You can also change the currency symbol under settings.Q: Can I set a monthly budget and compare this with actual income and expenses?A: No, the budget planner gives you a snapshot of what you spend your money on. We suggest you update your budget with actual income and expenses on a regular basis to make it as accurate as possible. If you are looking for something more detailed, you could consider buying bookkeeping software.Q: How do I create and access multiple budgets?A: Click on the menu in the budget planner header. Select Create new budget.Any budgets saved onto your computer or mobile device will appear in the menu.Q: How can I print my budget or save it as a PDF?A: If youre using a desktoplaptop, use the print menu in your browser or press Ctrl+P on a PC or Command+P on a Mac. Your print menu should also allow you to saveprint as a PDF.If youre using a tablet or mobile:Using Chrome on Android, click in the Chrome menu (three buttons), and choose Share, then Print. You can then select PDF as your printerUsing Safari on iOS, press and hold the Home button and Sleep button to capture a screen shot. Then tap on the screenshot that is captured and change to Full page option. Then you can tap Done and save as PDF.Q: How can I share a PDF of my budget?A: Follow the steps above, and then attach the PDF to an email, or on a mobile device use the share menu after you have generated a PDF. If you are in need of a detailed budget worksheet with a large variety of budget categories, our Household Budget Worksheet for Excel, Google Sheets or OpenOffice will help you compare your actual spending to your intended budget on a monthly basis. If you prefer to create a budget for the entire year, use our family budget planner. For budget worksheets that cater to individuals rather than households, try the yearly personal budget spreadsheet or the personal monthly budget template. Advertisement This monthly budget spreadsheet provides a detailed list of categories, includinga main category for children, pets, business expenses, vacation, etc.Compare your projected budget to your actual expenditures. Easily determine where you are overspending. Using the Household Budget Worksheet To use this template, fill in the cells highlighted with a light-blue background (the Budget and Actual columns). Youll want to replace the values in the Home Expenses category with your own. Our article How to Make a Budget explains how to use these spreadsheets to create your budget. You may also want to read the article How to Budget. The purpose of this worksheet is to help you compare your monthly budget with your actual income and expenses. You record your desired budget for each category in the Budget column. This represents your goal - youre trying to keep from spending more than this amount. At the end of the month, you record in the Actual column how much you really spent during the month. The cells in the Difference column use conditional formatting to make negative numbers red. In this spreadsheet, the calculations are set up so that negative numbers are bad. If you spend more than you budgeted, the Difference between the Projected and Actual values will be negative, and if your Actual income is less than your Projected income, the Difference will be a negative number. The Monthly Budget Summary table totals up all your income and expenses and calculates the Net as Income minus Expenses. If your Net is negative, that means you have overspent your monthly budget. Adding or Removing categories: The household budget template contains a very detailed list of categories, which you may or may not need. If you add or remove any categories, just make sure that the formulas used for the totals dont get messed up. More Budget Spreadsheets Disclaimer: This spreadsheet and the information on this page is for illustrative and educational purposes only. We do not guarantee the results or the applicability to your unique financial situation. You should seek the advice of qualified professionals regarding financial decisions. Tracking monthly expenses in a budget spreadsheet or template can make managing your money a little easier.The budgeting tools below are among our favorites. Wherever you find a budget spreadsheet or template, do some research before downloading it. Checking online reviews and downloading budget templates from only websites you trust will help you avoid phishing viruses.How it works: The Federal Trade Commission offers a website to educate consumers about money, including how to budget. To get started, consult its Make a Budget worksheet. Download the PDF and fill in the fields to see whether youre making more than you spend or spending more than you make.What we like: Numbers and formulas can make budgeting a turnoff, but this simple worksheet is the furthest thing from intimidating. Its a great jumping-off point if youve never budgeted before.Where to get it: On Consumer.gov, download the budget PDF from the Toolbox tab.How it works: Use this online form to input your monthly income and expenses. With that information, the worksheet shows how your finances compare with the 503020 budget breakdown, which recommends that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment. You can also download these worksheets in Excel.What we like: This thorough worksheet prompts you to consider a wide range of expenses — from life insurance premiums to travel expenses to credit card payments — so you dont miss anything. You can also see worksheets specific to your situation, whether youre a college student, parent, homeowner, senior or none of those.Where to get it: Find it on NerdWallet, of course:How it works: Maintaining a spreadsheet requires discipline, and creating a spreadsheet from scratch takes time. Save yourself the hassle of setting up rows, columns and formulas by using a pre-made Excel template from Office. Templates include a household expense budget, holiday budget planner and event budget.What we like: Theres a template for just about every budget situation, from simple to complex. Access Excel online and collaborate with others in the same document at the same time.Where to get it: Visit templates.office.com and click Budgets to find an Excel file to download. Or sign in to Microsoft and edit in your desktop browser.How it works: Google Drive is a file storage service where users can create, upload and share files. Get 15GB of storage for free or upgrade if thats not enough. The Sheets app for Drive includes pre-made templates, such as an annual budget and monthly budget.What we like: You can bring your budget with you by logging in to your Google Drive account from your smartphone, tablet or computer. You can also share access to a household budget with other members of your family.Before you build a budgetNerdWallet breaks down your spending and shows you ways to save.How it works: In addition to Mints well-known app, the money manager offers budget templates, too. Choose your desired budget, then use the pre-made format to guide your categorization of spending.What we like: There are demographic-specific options that fit a variety of life stages. Students will benefit from the college template, while parents of young kids will appreciate the day care template.Where to get it: Download an Excel file from Mint.Researching budget spreadsheets and templates is already a solid start in managing your money. If the tools above arent a good fit, youve got other options:Want nerdy knowledge thats personalized to your money?Bring all your money into one view, and get tailored insights to make the most of it. Learn more.

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