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The First Premier Bank credit card is intended for consumers with a low credit score, who may not be eligible for most other unsecured credit cards. You shouldnt plan on using this card in the long run. Instead, its a card that you can use for a short time to build up your credit before switching to a more traditional credit card that offers bonuses, lower fees, a higher credit limit, and lower interest rates. Card rating *: â 12 * Card rating is based on the opinion of TPG editors and is not influenced by the card issuer. This page contains information about Discover it Secured which is not currently available on The Points Guy and may be out of date. If you have limited credit or are working on repairing your credit, you may not have many attractive options when it comes to credit cards. Most reward credit cards want to see a higher credit score and credit history before extending the loan. So if you have weak or weak credit, you may have to rely on a secured credit card or unsecured credit card with high fees for a while while you work to improve your credit score. The Banks First Premier Credit Card is an unsecured credit card for consumers with a low credit score who would otherwise be at risk of refusing a credit card. So if you have good or great credit or other issuers can approve a credit card with no annual fee, this card is not for you. But if you dont have a great credit card and are having trouble getting a credit card, you may be interested in the First Premier Bank credit card. New to Points Guy? Subscribe to our daily TPG newsletter and check out our beginners guide. Who is this card for? (Photo: John Gribben The Points Guy) Premier Banks First Credit Card is for consumers working to build or repair their credit and is not eligible for most traditional credit cards. Due to the high card fees and the lack of rewards, you should only buy this card if you cannot get a credit card with a lower fee and do not want to use a secured credit card. Hopefully, if you choose to use the First Premier Bank credit card, you wont need to keep your card for more than 18 to 24 months. Because if you use your card responsibly during this time, you should be able to improve your credit score enough to be accepted by other cards. This card is not available to residents of New York and Wisconsin. In addition, this card is not available to active military personnel and their dependents who are borrowers under the Military Loan Act. To apply, please select a card template from these six options. (Photo: Eric Helgas The Points Guy) Premier Banks first credit card is unsecured, so the publisher will give you a credit limit if approved. This credit limit is $ 300, $ 400, $ 500, $ 600, $ 700, or $ 1,000, depending on your creditworthiness. However, your annual fee will beThe First Premier Bank Credit Card is designed for consumers with low credit ratings who may not be eligible for most other unsecured credit cards. You should not plan to use this card long-term. Instead, its a card that allows you to build your credit for a short period of time before switching to a more traditional credit card that offers bonuses, lower fees, a higher credit limit, and lower interest rates. Map rating *: 12 * The map rating is based on the opinion of the TPG editorial team and is not influenced by the map publisher. This page contains information about the Discover it Secured feature which is not currently available on The Points Guy and may be outdated. If you have limited credit or are working to fix it, you may not have many attractive credit options available to you. Cards. Most rewards credit cards want to see higher credit and better credit before extending credit. So if you have bad or weak credit, you may have to rely on a secured credit card or unsecured high-fee credit card for a while while you work to improve your credit score. Premier Banks first credit card is an unsecured credit card for low-income consumers. . Credit scores that would otherwise reject a credit card. So if you have good to excellent credit or can get a no annual fee credit card from other issuers, this card is not for you. But if you dont have perfect credit and qualify for a credit card, you may be interested in the First Premier Bank credit card. New to The Points Guy? Subscribe to our daily TPG newsletter and check out our beginners guide. Who is this card for? (Image: John Gribben The Points Guy) Premier Banks first credit card is aimed at consumers working to build or repair credit and may not be approved. for most major credit cards. Due to the cards high fees and lack of rewards, you should only purchase one if you dont want to get an approved credit card with lower fees and dont want to use a secured credit card. Hopefully if you choose the Premier Bank First credit card you wont have to keep the card for more than 18-24 months. Because if you use your card responsibly during this time, you should be able to improve your credit score enough to be approved for other cards. This card is not available to residents of New York and Wisconsin. Additionally, this card is not available to active-duty military personnel and their dependents who are borrowers covered by the Military Loan Act. Subscribe to our daily newsletter. Related Articles: Secured and Unsecured Credit Cards: What You Need to Know When you apply, choose your card design from these six options. (Photo: Eriks Helgas The Points Guy) Premier Banks first credit card is unsecured. So if its approved, your issuer gives you a credit limit. This credit limit is $300, $400, $500, $600, $700, or $1000, depending on your credit rating. However, your annual fee is
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