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Filter your search results by job function, title, or location.Job FunctionAdministrativeArts & DesignBusinessConsultingCustomer Services & SupportEducationEngineeringFinance & AccountingHealthcareHuman ResourcesInformation TechnologyLegalMarketingMedia & CommunicationsMilitary & Protective ServicesOperationsOtherProduct & Project ManagementResearch & ScienceRetail & Food ServicesSalesSkilled Labor & ManufacturingTransportation $25 Minimum deposit to open Review by Kimberly Ellis The Pen Air Savings account is a good beginner bank account for minors. Although it has a $25 opening deposit, it offers a competitive interest rate of 0.45% APY and unique financial incentives to reach savings milestones.But its membership window is small. Youll need to be part of a Select Employee Group, an active or retired military member or a civil service employee to open an account. If you meet these requirements or already bank with Pen Air, this account is a good option for your kid. But if youre not really after a high yield and rather open an account to help your child learn how to manage their money across spend, save and give categories, youll want to look at the top debit cards for kids. Open a Level Up account online following these steps:Go to the providers site and follow the steps to apply.Choose the menu bar. Under Bank, select Youth, then select Open a Level Up Account.Enter your name and your childs name.Fill in your ZIP code and choose your eligibility qualification.Select the plus symbol to add a Level Up Savings account.Complete the missing information for you and your child, including Social Security numbers and current physical address.Enter your banking details to fund the account.Youll need to satisfy the following requirements to qualify for a Pen Air Savings account:Parent or guardian must be at least 18 years oldChild must be under 18 years old$25 minimum depositMust qualify for Pen Air membershipIn addition to verifying your eligibility, youll need the following info to complete your Pen Air application:Full nameDate of birthSocial Security numberResidential mailing addressGovernment-issued IDTo be eligible for a Pen Air membership, you or a family member must belong to one of the following groups:An employee of a Select Employer GroupActive duty or retired militaryCivil service employeeHere are six perks of a Pen Air Savings account:Competitive interest rate. Your child will earn 0.45% APY on any balance.Savings incentives. Get a bonus each time you meet a savings milestone, including $10 at account opening, $20 when youve saved $250 and $30 when your account balance reaches $0.Unlocks other banking products. Pen Air requires a savings account before you can open its other banking products, including checking accounts and CDs. This account unlocks your eligibility to apply for other Pen Air accounts. Converts to an adult account. Like most savings accounts for kids, once your child turns 18, the account converts to an adult account. But this one converts to a Pen Air Savings account, which also has no monthly fees.As with any bank account for a minor, a parent or guardian needs to be an owner listed on the account. Opening deposit. Youll need at least $25 to open a Pen Air Savings account. While this isnt high, there are other savings accounts like Capital One Kids Savings Account that require $0.Inactive account fee. Like most accounts, if your child hasnt used the account for a year, you may see a $15 monthly charge for inactivity.Educational resources. Although Pen Air has blogs and videos to help your kids learn how to manage their money, it lacks teaching your child healthy money habits by way of quizzes or by managing their money through spend, save, give and invest categories. Membership required. You cant open this account unless you meet Pen Airs membership eligibility requirements. You or your immediate family member must be an employee of a Select Employee Group, active duty or retired military or a civil service employee. Compare other kids savings accounts by fees and interest rates.Your deposit and withdrawal choices are limited to:ACH transfers, including direct depositWire transfersMobile check depositPen Air has six other savings account options to choose from:Pen Air Savings account. The adult version of the Pen Air Savings account with no monthly fee and a $25 opening deposit.Pen Air Money Market account. You can earn dividends and write checks from this money market account. But it has a high minimum opening balance of $2,500.Pen Air Round It account. A savings program that rounds up your debit card transactions to the next dollar and puts those funds into a secondary savings account.Pen Air FCU CDs. Certificates of deposit with varying minimum deposit requirements that depend on your term. Pen Air offers terms from 90 days to 5 years and interest rates that range from 0.20% to 2.25% APY.Pen Air Christmas Club account. A savings account with automatic deposits and transfers, and earns a slightly higher dividend than its traditional savings account. But youll need to contact Pen Air to learn more and open an account.You can always stop by your local Pen Air Federal Credit Union branch for in-person support. Or you can:Phone. Call to speak to a Pen Air representative.Live chat.Connect with customer service on weekdays from 7 a.m. to 7 p.m. ET and Saturdays from 9 a.m. to 1 p.m. ET.
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