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Important information National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit License 230686) (NAB) is a credit service provider and issuer of BOQ credit cards (Credit Cards). Fees and commissions are payable. Full terms and conditions are available at any Bank of Queensland branch. NABs standard credit assessment criteria apply. This website contains general information. This advice was created without considering your goals, financial situation or needs. You should consider the appropriateness of any advice before acting. You should obtain and review the relevant Product Disclosure Statement, Terms and Conditions, Financial Services Guide and Fees and Charges Guide before making a decision to purchase or proceed with a Product. Copies of these documents can be obtained from any Bank Queensland branch or by contacting us. Information on target market regulation can be found here. Bank of Queensland Credit Cards (Credit Cards) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit License 230686) (NAB) and issued by Bank of Queensland Limited ABN 32 009 656 740 (BOQ ). NAB acquired the credit card business of Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit License 238098) (Other) and engaged Citi to provide credit card management assistance. BOQ does not guarantee or endorse NABs obligations under credit card agreements or arrangements. ^^ Special limited-time cashback offer of $2,500 is only available for new refinance requests received between Friday, July 1, 2022, and Wednesday, November 30, 2022, inclusive, and Tuesday, November 28, 2022 .for November. February 2023 must pass . This offer is available to Australian retail customers aged 18 and over who use BOQ to complete a new home loan refinanced by another financial institution. Offer available only for BOQ Clear Path, Economy, Intro Rate or Fixed Rate home loans. Redistribution of at least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available to refinance, restructure or convert a home loan through the BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). An applicant is eligible to receive no more than one refinance cashback payment regardless of the number of loan applications they are involved in, provided that the total amount of all loans at settlement is at least $250,000. Customers who have ever received a similar refinance cashback from BOQ are excluded from this offer. The refund will be credited to the applicants BOQ escrow account within 30 days of the settlement date. If there are multiple home loan applicants, the BOQ account must be in the name of at least one home loan applicant and the refund will be paid to the applicants only once. If you dont already have one, the corresponding BOQ escrow account is rImportant Information National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit License 230686) (NAB) is a credit provider and issuer of BOQ credit cards (credit card). Fees and commissions are payable. Full terms and conditions are available at any branch of the Bank of Queensland. Standard NAB credit rating criteria apply. This site gives general advice. This advice was prepared without considering your goals, financial situation, or needs. You should consider the appropriateness of any advice before you act. You must obtain and review the applicable product notice, terms, financial services guidance, and fees and commissions before making a decision to purchase or continue to use a product. Copies of these documents can be obtained from any branch of the Queensland Bank or by contacting us. Please see here to determine your target market. Bank of Queensland Credit Cards (Credit Cards) are issued by National Australia Bank Limited (ABN 12,004,044,937, AFSL and Australian Credit License 230,686) (NAB) and distributed by Bank of Queensland Limited ABN 32,009,656,740 (NAB ). BOQ). NAB has acquired the credit card business from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Loan License 238098) (Other) and has commissioned Citi to help manage credit cards. BOQ does not warrant, warrant or otherwise supports NABs obligations under any credit card agreements or arrangements.^^ The $2,500 Cashback Special Temporary Offer is only available for new refinance applications received between Friday, July 1, 2022 through Wednesday, November 30 2022 (inclusive) and collected through Tuesday 2023 February 28. This offer is available to Australian residents 18 years of age or older and parents who are individuals receiving a new BOQ mortgage loan refinanced in another financial The offer is only available for BOQ Clear Path, Economy, Intro Rate or Fixed Rate mortgages with a minimum total new loan amount of at least $250,000. Maximum credit to value (LVR) 80%. Not available to refinance, restructure or convert mortgages in the BOQ group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). An applicant will be eligible for no more than one cash refinancing payment, regardless of the number of loan applications in which they are involved, as long as the total amount received from all loans settled is at least $250,000. refinance a refund from BOQ, will not be able to take advantage of this offer. The refund will be credited to the applicants BOQ transaction account within 30 days from the settlement date. For multiple applicants for a home loan, a BOQ account must be held in the name of at least one applicant for a home loan, and reimbursement will be paid to all applicants only once. If you dont already have one, the appropriate BOQ trading account is r

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