Category:1975 births
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Category:American comics writers
Category:American writers of Filipino descent
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Category:21st-century Filipino writersNational Association of Collateral Bidders: Our Response to the Bidding Document
The Inclusive Communities Project (ICP) is deeply concerned with the predatory nature of the current market in the foreclosure proceedings that has created a bubble of foreclosures that is creating cascading effects and causes hardships on the many people that are now at risk of foreclosure. We are not against banks, or the foreclosure process, or any other aspect of the banking system, but we are deeply concerned with the injustice of this state of affairs.
The National Association of Collateral Bidders (NACB) is a national trade association of independent property owners, realtors, and business owners committed to providing the high quality real estate services that they so richly deserve, and a natural ally for the average homeowner. The NACB has long held that a fair and balanced foreclosure process should apply to all home owners, regardless of whether they are the original borrowers or not. The NACB supports the elimination of the procedural injustices that are created by a foreclosure process that only applies to non-borrower’s. NACB believes that any foreclosure process must have as its goal the fair, just, and timely distribution of real property in accordance with the laws of the land.
Although NACB’s membership represents a wide range of real estate practices and service providers, the NACB has not yet taken a stand on any particular foreclosure legislation that was presented by the GOB. However, NACB would like to state that their policy is clear and well thought out. NACB stands in support of the following policies:
1. NACB does not believe that a foreclosure sale should be auctioned off like a car at a chop shop. The current system of auctioning off foreclosures has led to a massive increase in fraudulent or grossly unfair bidding practices and increases the potential for auction fraud and collusion. NACB opposes the sale of any foreclosed properties by auction.
2. NACB opposes the imposition of any artificial cap on the price that can be paid for a foreclosed property. The current cap on the price of a fore 82fe58eafd
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