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Save up to 12.7% when you bundle your auto insurance with your homeowners and up to 11% when bundled with renters or condo insurance with AAA.Save an average of $376 when you switch to AAA Auto Insurance.* Good driver, multi-car, AAA Member--these are just a few of the discounts you may qualify for.Check out AAA Insurance discountsTalk to an experienced AAA Insurance Agent to customize your policy and maximize your savings. Whether your vehicle is new, used, owned or leased, our agents know how to help.Discover AAA Insurance AgentsGetting the right coverage will give you peace-of-mind and save you money. Learn more about the types of auto insurance coverage available before you get your policy quote. It might cover both, depending on your policy.Some policies protect the car. If you have an accident and your car gets dinged—or worse—optional collision coverage will help pay to repair or replace it. Comprehensive insurance, which is another optional coverage, applies for non-crash-related hazards. So if a storm floods your car, a squirrel gnaws on your wiring, or loose bricks fall onto your hood, comprehensive coverage will help pay for the repairs. And liability coverage, which is required in most states, pays for the damage to another driver when you are responsible for an accident. Other policies may help pay for medical costs if someone gets hurt in a crash. If another driver hits you, for example, their liability coverage may extend to your accident-related injuries. And depending on the state you live in, your health care provider can secure a lien for the full amount owed for bodily damages.Yes, In many cases it does. If another driver hits your car and cracks your windshield, that drivers liability coverage pays for your repairs.If you cause a car crash that cracks your windshield, and you have optional collision coverage, you can file a claim with your own insurance company.If your windshield gets cracked from something other than a car crash—like a falling tree branch, a rogue baseball, or debris from the freeway—youre protected if you have optional comprehensive coverage.Yes and no. Depending on the policy you choose, AAA covers car rentals if your insured vehicle is out of commission due to breakdown, repair, servicing, or loss, and also leisure rentals (with certain limits). However, there are policies with reduced coverage that do not extend to leisure travel, so check with your agent. Should you have any questions about rental car coverage, talk to your AAA insurance agent for more information.Yes, comprehensive coverage from AAA includes windshields. Also, keep in mind that AAA Members save 10% on auto glass repair or replacement from any Safelite AutoGlass repair facility or mobile service.If youre a rideshare driver, your standard AAA coverage is in effect when youre not working and your rideshare app is turned off. When you are working, insurance provided by the rideshare company—like Uber, for example—takes over. Its important to know that your rideshare companys policy should offer minimal protection—usually just liability coverage.Outside of California, you can purchase a rideshare endorsement from AAA that provides extra coverage while youre working. This extra protection comes into effect when youre logged in to your app but not yet matched with a customer, when youve been matched with a rider but havent yet picked them up, and while the customer is a passenger.If someone has an existing insurance policy with AAA (or any other insurance company), they have a 14-day to 30-day grace period to insure their new car, depending on the type of policy. However, if an individual purchases a new car and has never had an insurance policy before, they need to purchase insurance before they drive off the lot.Absolutely! AAA accepts credit card payments for your auto insurance premium.Yes, you can pay your bill online in mere moments. You can also use the AAA Mobile app to pay your bill. Simply log in and, on the home page, scroll down to Account Actions. Just beneath that, under Insurance, click on Pay Your Insurance.*Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply. Average savings is based upon a two-week survey conducted in March 2020 of approximately 270 customers from the states of CA, NV, UT, AZ, WY and MT who said they saved money when switching to AAA Insurance from a different carrier.Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines, and applicable laws. Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply. Insurance premium does not include the price of Membership. Insurance products in Arizona are offered through AAA Arizona Inc., License # and Sunstate Insurance Agency, LLC, License #. Insurance products in California are offered through AAA Northern California Insurance Agency, License #, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer.
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